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Author: Admin | 2025-04-28
Gemini Earn is a cryptocurrency interest account feature on the cryptocurrency exchange Gemini. Gemini Earn enables users to transfer funds into an “Earn” account and get up to 7.40% APY on BTC, ETH, stablecoins, and other altcoins.Gemini is regarded as a pioneer in the cryptocurrency industry. It has built its reputation with a suite of products and features, such as the Gemini exchange and wallet, a stablecoin GUSD, and Gemini Pay, a feature for users to pay with crypto at traditional businesses like Bed, Bath and Beyond. With Gemini Earn, Gemini throws its hat into the ring of the world’s best cryptocurrency interest accounts— an increasingly competitive industry that includes BlockFi, Celsius, and competing exchange Coinbase.The following guide explores how Gemini Earn works, its features, the interest rates it offers on various cryptocurrencies, security, and how it compares to its competition. Gemini Earn Quick SummaryAnnounced in February 2021, Gemini Earn is a relative newcomer to the cryptocurrency interest account niche. The parent exchange, however, has been around since 2014 and is founded by Tyler and Cameron Winklevoss.Gemini Earn lets users earn up to 7.40% APY on 50+ cryptocurrencies, including BTC at 1.65%, ETH at 2.05%, 7.40% on DAI, GUSD, and more.Security: Gemini Trust Inc. is Gemini’s custodian. It’s a regulated company with over $30 billion in crypto assets, industry-leading crypto security practices, and only up to some hundred thousand dollars in insurance coverage. Gemini Earn is only available to Gemini users in the United States and Singapore.Users can withdraw their cryptocurrency anytime, at no fees.The platform is beginner-friendly and accessible via a mobile app or a desktop-accessible web app.Frequent users of the Gemini exchange can seamlessly use Gemini Earn, and they may find familiarity in the established brand. However, if you’re new to Gemini or the cryptocurrency interest account space at large, let’s explore whether either would be a fit for you. Although its rates on major coins like BTC and ETH are not as impressive as those of Celsius or BlockFi, Gemini Earn offers a fairly competitive 7.4% APY on stablecoins.Here’s a look:Users can earn 2.05% APY on BTC and ETH and up to 7.40% for DAI and GUSD. Although Gemini Earn’s interest rates may be better than nothing, it’s worth noting that crypto interest accounts still pose a risk— not only are your assets under the custody of another platform, they’re also uninsured. You can earn about 5% on on BlockFi, and 6.2% on on Celsius. Still, neither platform comes with as established a reputation for security and custody as Gemini. However, Gemini Earn is just about a percentage point off of the stablecoin rates on Celsius and BlockFi, so it may be a good holding place for
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